Stock Market Wisdom

The best way to stay out of trouble in the stock market is to invest in a mutual fund that is managed by experts. It requires no research on your part and can give you a 10 percent return. These include funds like the Magellan fund or the Templeton World Fund. If you invested $2000 a year in the Templeton World Fund for 30 years, you could have a million dollars on retirement (no guarantees). Alternatively, you could invest in a strategy similar to the Dalio All Weather Portfolio, which never loses money but does not grow much either. The All Weather Portfolio is constructed like this: 30 percent stocks, 7.5 percent…